Frequently Asked Questions

Since the internet revolution more and more fields in our daily life have gone online so it is a natural tendency that lending should go online as well. Personal appearance is an optional by request and waiting in the lines to avail a loan, simply apply online and fill the form from your computer or by using your Smartphone and wait till your cash arriving in your hands or to your bank account.

• Applicant must be a Filipino citizen currently residing and working within the country in Metro Manila, Pampanga, Batangas, Bicol, quezon province or other nearby cities
• Applicant age must be no less than 21 at time of application, and no more than 60 at the time of completion
• Applicant must have one of the following ID UMID, or New TIN ID, or New PhilHealth ID, or Drivers License
• Applicant must have a Bank account under his name to able to receive the loan

• For first time customers, the minimum Personal Loans amount is ₱ 10,000.00; and the maximum amount is ₱ 50,000.00
• For renewal, Minimum is ₱10,000.00 and the maximum is ₱ 80,000.00 depends on the previous loan repayment and on the client salary

• We allow to our clients to choose the most convenient term.

• Check the calculator for loan amount and terms
• Register yourself on our web site by clicking on APPLY NOW button
• Log in with your username and password that previously you have created and fill out our online application form
• During the application upload the necessary documents if applicable or if requested to do so.
• During the application, if you are missing any requested details or documents you can save your progress at any time and when you re log in you may continue to complete your form.

• We will begin processing your application once we’ve received your application. Please ensure that you have provided all the necessary data in your application form and that all the required documents (ID) have been uploaded. We will match you with a loan program that meets your financial needs. In short-term liquidity, by striving to make funds available instantly upon approval of application.

the lowest interest is 6.5% up to 5 Months and maximum interest is 12% per year.

After a successful loan disbursement, we will provide you a Repayment Instructions containing When, How, Where and How much to pay and consequences of non-payment. For your general information, the repayment can be done  online transfer, cash and gcash and any form of bayad center. The repayment instruction will be created to you once your account will be credited.
You may also log in to your JOKIRBLOANPLUS Dashboard and view anytime your loan details, your next due date ,amount need to pay.

You will incur late payment charges and penalty as stated in the repayment instruction that we will be provided after a successful disbursement. We encourage you to pay in advance or in time to have a good credit standing and scoring. In case of late payment we always recommend you to contact our team so we can help you out.

• Yes, you can avail our re-loan program after you successfully paid your existing loan in full.
• Login to your existing Jokirbloanplus account and click Apply.